✅ Quick, fully digital loan application — apply and upload all documents from your mobile
✅ Access to personal loan amounts up to ₹5 lakh* with flexible repayment (2–24 months)
✅ Monitor & build your credit score with free insights and regular updates 
✅ Save in 24 K digital gold starting from just ₹10 — diversify your financial plan 
✅ Backed by RBI-registered lenders and trusted tech platform serving millions across India 

SmartCoin is a trusted instant personal loan app in India that helps users get quick, hassle-free loans directly to their bank account. It caters to salaried and self-employed professionals seeking short-term credit for personal or business needs. With minimal documentation, quick approval, and secure processing, SmartCoin empowers over 30 million users to meet financial goals with confidence.

✅ Target Audience:

• Geography: Pan India
• Age Group: 21–45 years
• User Eligibility: New Users Only
• Ideal User Profile: Salaried or self-employed individuals earning above ~₹20,000/month (or equivalent), seeking a quick personal loan or looking to monitor & improve their credit score. Not suitable for students, housewives or unemployed individuals as per campaign restrictions.

✅ Step by step process:

✅ Download the SmartCoin app from our link

✅ Sign up or log in with your mobile number and complete KYC (ID, address, bank details).

✅ Check your eligibility for the personal loan offer and review your loan amount & tenure.

✅ Upload required documents (salary/bank statement for salaried/self-employed) and proceed with application.

✅ Upon approval and successful validation, the loan amount is disbursed to your bank account.

✅  Offer valid only for new users who have not previously taken a loan via the SmartCoin app.
✅ Only salaried or self-employed applicants with monthly income > ~₹20,000, Experian score >650, age 21-45, pan-India are eligible.
✅ Retargeting or re-engagement of existing users will not be paid.
✅ Any suspicious installs or fraud detected will be disqualified.✅ If the Gmail ID looks auto-generated, random, code-based, or does not match the user’s real name (e.g., numbers/IDs like PG1293240, random letters), the payment will not be eligible.
✅ Payment will be done within 15 days after approval.