✅Accelerated reward points on online shopping

✅Welcome voucher + milestone e-vouchers

✅Fuel surcharge waiver

✅Annual fee waiver on eligible spends

SBI Credit Card is a range of credit cards offered by the State Bank of India (SBI), managed through its subsidiary SBI Card. These cards cater to various customer needs, including shopping, travel, lifestyle, dining, and fuel savings. SBI Cards provide benefits such as reward points, cashback, discounts, and exclusive offers.

✅ Target Audience:-

✅Geography: Pan India

✅Age Group: Salaried Individuals 21+; Self-Employed Individuals 25+

✅User Eligibility: New Users Only

✅Ideal User Profile:

✅High-income salaried professionals (Managers & above with ₹25,000+ salary, CAT A/B companies) with strong credit (CIBIL ≥730), seeking differentiated card rewards based on type of spend—online shopping, everyday offline expenses, or straightforward cashback

✅ Step by step process:-

• Complete application steps and get approved
• Activate your SBI Credit Card variant
• Use based on your preference (online or offline)
• Earn rewards/cashback automatically on every purchase.

✅Terms & Conditions:

✅One card per individual (No duplicates per PAN)

✅Only new users eligible

✅Eligibility: Salaried ≥₹25,000/month (21+), Self-Employed (25+, strong credit)

✅CIBIL score must be 730+

✅No use of disallowed phrases (e.g., “Pre Approved”, “Review your application”)

✅Fuel surcharge waiver applies on ₹500–3,000 transactions, cap applicable

✅Cashback not valid on EMI, wallets, insurance, utilities (for Cashback variant).

✅ If the Gmail ID looks auto-generated, random, code-based, or does not match the user’s real name (e.g., numbers/IDs like PG1293240, random letters), the payment will not be eligible.

✅ Payment will be done within 10 days after approval.