✅ Access to a trusted bank’s credit card — backed by HDFC’s nationwide presence

✅ Earn reward points or cashback on every eligible spend

✅ Travel & lifestyle perks like lounge access, special vouchers (on selected card types)

✅Apply online via mobile or desktop — fast & convenient

✅ Enjoy flexible payment features and interest-free periods when you pay on time

✅ Built-in security and digital convenience (contactless, UPI, app-integration)

About the Brand:

HDFC Bank, one of India's largest private sector banks, offers a multitude of benefits to its customers. These include a wide range of banking products and services, convenient digital banking platforms, competitive interest rates, personalized customer service, innovative financial solutions, and a robust network of branches and ATMs across the country.

✅ Target Audience:

• Geography: Pan India
• Age Group: 21–45 years
• User Eligibility: New Users Only (not existing HDFC Bank credit card holders)
• Ideal User Profile: Individuals (male or female) earning ₹30,000+ per month, with a CIBIL score of approx. 750+, who are interested in obtaining a new credit card for shopping, travel or everyday expenses.

✅ Step by step process:-

✅Visit the HDFC Bank credit cards page via the link

✅ Fill out your details in the online application form (personal, income, KYC)

✅ Check eligibility — HDFC Bank evaluates credit score, income and documents

✅ If approved — application moves to card issuance

✅ If card is delivered to your address — user is eligible for payout 

✅Offer valid only for new users who do not currently hold an HDFC Bank credit card.

✅Minimum age is 21 years and monthly income minimum approx. ₹30,000 (income requirement may vary by card variant).

✅One application per individual/mobile number. Duplicate or multiple accounts or same Aadhaar/mobile will lead to disqualification.

✅Users must meet HDFC Bank’s credit eligibility criteria (credit score, income, employment). 

✅The offer is subject to card approval and dispatch only.

✅Standard card terms, fees, charges and interest rates apply as per HDFC Bank’s schedule.

✅ If the Gmail ID looks auto-generated, random, code-based, or does not match the user’s real name (e.g., numbers/IDs like PG1293240, random letters), the payment will not be eligible.

✅ Payment will be done within 15 days after approval