💳 Fully digital credit card application process

⚡ Instant eligibility check

🔐 Secure OTP & VKYC verification

🏦 Issued in partnership with reputed banks

📱 Apply anytime, anywhere

📊 Transparent onboarding journey

Uni Card is a premium credit card issued in partnership with leading banks like Bank of Baroda, Yes Bank, and SBM Bank.

 It offers flexible repayment options, real-time expense tracking, reward benefits, and a seamless digital-first onboarding experience with quick eligibility checks and VKYC.

✅ Target Audience:

• Geography: Pan India
• Age Group: All above 18
• User Eligibility: New Users Only
• Ideal User Profile:
  Salaried professionals earning above ₹25,000 per month with a CIBIL score of 720+ who are looking for a seamless, digital credit card application experience.

✅ Step by step Process:

📲 Enter your mobile number and basic eligibility details

🔐 Verify your number via OTP

📝 Complete the online application form

🎥 Finish VKYC verification process

📊 Credit bureau soft check is completed

💳 Upon approval, card onboarding is completed & you got eligible for the reward

📌 This offer is valid for new applicants only

📌 User must have a CIBIL score of 720 or above

📌 Minimum monthly salary must be above ₹25,000

📱 One application per mobile number

🚫 Multiple applications using same PAN/Aadhaar may lead to disqualification

🏦 Card issuance is subject to bank approval and internal credit policies

📊 Credit bureau soft check must be successfully completed to qualify