Offer Details

Kiwi by GoKiwi Tech is a modern finance app that brings together UPI and credit in one seamless experience. Users can instantly get a virtual RuPay credit card and start making UPI payments across merchants—no physical card needed. It’s entirely free—no joining fee and no hidden annual charges By using the Kiwi app, you can easily manage your credit card: check transaction history, repayment du...Read more

Kiwi by GoKiwi Tech is a modern finance app that brings together UPI and credit in one seamless expe...Read more

Earn at every milestone

✅ Benefits:

✅ Lifetime-free virtual RuPay credit card
✅ Instant issuance and linking to UPI
✅ Earn cashback automatically on UPI transactions
✅ Full card management in-app (statements, limits, block/unblock)
✅ Secure and paperless onboarding via video/e‑KYC

Tracks In

30 Days

Confirms In

7 Days

Kiwi is at the forefront of the digital payment revolution in India, offering an innovative solution that merges the convenience of UPI with the benefits of a rewards-based credit card.
This unique platform provides users with the ability to earn substantial rewards on every transaction made via the UPI RuPay network, enhancing the overall transaction experience.
Whether you're shopping online, paying bills, or transferring money, Kiwi makes every transaction smooth, secure, and rewarding. Embrace the future of payments with Kiwi.

✅ Target Audience:

Geography: Pan India
Age Group: 25–45 (typical eligibility; salaried users, credit‑worthy urban adults)
User Eligibility: New Users Only
Ideal User Profile: Urban millennials and salaried individuals wanting instant access to credit via UPI, high-frequency UPI users seeking seamless payments, digital-first users managing finances entirely on mobile

✅ Step by Step Process:

Download and open the Kiwi app on Android
Register using your mobile number and complete OTP verification
Complete e‑KYC and video KYC as prompted
Your virtual RuPay credit card is issued instantly
Card is linked to UPI automatically—start making payments via scan & pay
Earn Kiwi rewards on each eligible transaction and redeem anytime

✅ Terms & Conditions:

Only one account per mobile number and Aadhaar is allowed
User must complete the entire offer journey using mobile data only (WiFi not allowed)
User should proceed with the process only after the first install milestone is successfully tracked
Only new users are eligible for this offer
Duplicate or fraudulent registrations will be disqualified
Kiwi Neon membership and lounge access subject to eligibility based on spend thresholds
Card issuance subject to credit score & income criteria (generally CIBIL 720+, minimum ₹3 lakh annual income)

Referral Income Sharing Structure:

Levels	Referral Income%
L1	40% of Referral Income
L2	30% of Referral Income
L3	30% of Referral Income

When you refer Avasar Club to A, then A becomes your Level 1 (L1).
Now when A shares this offer and gets this offer completed from someone or A completes the offer himself, you will get 40% of Total Referral Income (L1).
Similarly, if A refers Avasar Club to B, then B becomes your Level 2 (L2).
Now when B shares this offer and gets this offer completed from someone or B completes the offer himself, you will get 30% of Total Referral Income (L2).
And finally, if B refers Avasar Club to C, then C becomes your Level 3 (L3).
Now when C shares this offer and gets this offer completed from someone or C completes the offer himself, you will get 30% of Total Referral Income (L3).

Notification

Kiwi Card