Offer Details

SBI Credit Cards deliver category-specific benefits to suit varied lifestyles: Simply Click is ideal for frequent online spenders. Enjoy accelerated reward points—10× on partner sites like BookMyShow, Cleartrip, Myntra, Apollo24x7, Netmeds, and 5× on other online purchases. Plus, receive a ₹500 Amazon voucher on account issuance and milestone Cleartrip e-vouchers on annual spends (₹2,000 on ₹1 ...Read more

SBI Credit Cards deliver category-specific benefits to suit varied lifestyles: Simply Click is id...Read more

Earn at every milestone

✅ Benefits:

Accelerated reward points on online shopping
Welcome voucher + milestone e-vouchers
Fuel surcharge waiver
Annual fee waiver on eligible spends

Tracks In

30 Days

Confirms In

10 Days

SBI Credit Card is a range of credit cards offered by the State Bank of India (SBI), managed through its subsidiary SBI Card. These cards cater to various customer needs, including shopping, travel, lifestyle, dining, and fuel savings. SBI Cards provide benefits such as reward points, cashback, discounts, and exclusive offers.

✅ Target Audience:

Geography: Pan India
Age Group: Salaried Individuals 21+; Self-Employed Individuals 25+
User Eligibility: New Users Only
Ideal User Profile:
High-income salaried professionals (Managers & above with ₹25,000+ salary, CAT A/B companies) with strong credit (CIBIL ≥730), seeking differentiated card rewards based on type of spend—online shopping, everyday offline expenses, or straightforward cashback

✅ Step by step process:

Download the SBI Card application link via your registration

Complete application steps and get approved

Activate your SBI Credit Card variant (Simply Save)

Use based on your preference (online or offline)

Earn rewards/cashback automatically on every purchase.

✅Terms & Conditions:

One card per individual (No duplicates per PAN)
Only new users eligible
Eligibility: Salaried ≥₹25,000/month (21+), Self-Employed (25+, strong credit)
CIBIL score must be 730+
No use of disallowed phrases (e.g., “Pre Approved”, “Review your application”)
Fuel surcharge waiver applies on ₹500–3,000 transactions, cap applicable
Cashback not valid on EMI, wallets, insurance, utilities (for Cashback variant).

Referral Income Sharing Structure:

Levels	Referral Income%
L1	40% of Referral Income
L2	30% of Referral Income
L3	30% of Referral Income

When you refer Avasar Club to A, then A becomes your Level 1 (L1).
Now when A shares this offer and gets this offer completed from someone or A completes the offer himself, you will get 40% of Total Referral Income (L1).
Similarly, if A refers Avasar Club to B, then B becomes your Level 2 (L2).
Now when B shares this offer and gets this offer completed from someone or B completes the offer himself, you will get 30% of Total Referral Income (L2).
And finally, if B refers Avasar Club to C, then C becomes your Level 3 (L3).
Now when C shares this offer and gets this offer completed from someone or C completes the offer himself, you will get 30% of Total Referral Income (L3).

Notification

SBI Credit Card